PayerNetwork

API 2 of 5 ยท New mandate

Provider Access API

A new FHIR endpoint that lets a member's in-network provider pull that member's payer-held data directly, instead of chasing it by fax.

NewFirst appears in CMS-0057-F
Opt-outMember consent model
Jan 1, 2027Compliance deadline

What it does

Today, a treating provider who wants a patient's history from their health plan usually gets it by fax, a records request, or not at all. The Provider Access API gives in-network providers a standing FHIR connection to pull claims, encounter, clinical, and prior-authorization data for their own patients directly from the payer.

Unlike the Patient Access API, this one defaults to on: members are enrolled automatically and can opt out if they don't want their in-network providers pulling this data. That's the reverse of the consent model most payers have already built for member-facing APIs.

Who calls it

Providers currently in-network with the plan for that specific member, verified against the plan's own attribution and network data. Not open to any provider who asks.

In practice, this is usually the provider's EHR system calling on their behalf, not a human clicking through a portal.

Technical standards

StandardVersionNotes
HL7 FHIR4.0.1Base data format, shared with every other API on this site.
Da Vinci PDexSTU 2Same clinical/claims data profiles as the Patient Access API.
Da Vinci PDex Plan-NetSTU 1.1The provider-directory standard used to verify in-network status. See the Provider Directory page for how that data actually gets built and kept current.
SMART App Launch (backend services)2.0.0System-to-system authorization between the provider's system and the payer's API, with no user present.

Attribution is the hard part, not FHIR

Standing up the endpoint is the easy half. Correctly and continuously determining which providers count as "in-network for this member," and keeping that current as networks and PCP assignments change, is where most timelines actually slip.

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